We offer a wide choice of over 5,000¹ investment options through our Workplace Aegon Retirement Choices pension schemes, including a range of funds that consider environmental, social or governance (ESG) factors. This means scheme members can choose investments that match both their retirement goals and their values.
Default Options
Find the right default fund for your client’s scheme
We understand that choosing a suitable default fund is important for your clients, as many employees don’t want to make their own fund choices and prefer to have their investments managed for them.
We can help you and your clients choose with a range of 10 default options. This includes our own chosen default, the Aegon Workpace Default fund, or you can select your own from our Workplace Target range.
The value of an investment can fall as well as rise and isn't guaranteed. The final value of a member's pension pot when they come to take benefits may be less than has been paid in.
Beyond the default – alternative choices for clients’ employees
Default fund governance
Our funds are governed in line with our Funds Promise. This means our Aegon Retirement Choices default funds are reviewed in line with the criteria below:
- Sufficient choice to meet the needs of different schemes.
- Asset mix designed to offer potential for long-term growth above inflation.
- Diversified with the aim of reducing risk.
- Value for money.
- Automated glidepath strategy prepares savings for members’ chosen outcome.
To find out more about our funds for workplace investors please get in touch or speak to your usual Aegon contact.
¹As at December 2023.