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Money tips

Here you'll find money saving ideas, tips to improve your financial wellbeing and articles about making the most of your pension.

What's new

two women smiling on a windy beach
Article 3 min read

How to overcome money worries

It can feel overwhelming when you have money worries, but it's important to know you're not alone. Here are our tips to help you overcome them.

senior woman in stylish sunglasses and a trench coat over a blue suit
Article 5 min read

Pension planning for expats – what you need to know

If you’re already living abroad or are looking to do so soon, this article aims to tell you what you need to consider about your pension.

Contemplative mid adult woman in the street with blurred builidng in the background
Article 5 min read

What’s next for the State Pension? 4 things to know

Our Head of Pensions, Kate Smith, shares an update on the State Pension with key points to take note of.

Focused cute stylish African American female student, studying remotely from home, digital tablet, taking notes on notepad during online lesson, e-learning concept. She has a beautiful pet dog by her side
Article 3 min read

7 financial habits you could adopt

It's never too late to start improving your financial wellbeing. But if you're struggling to know where to start, read our article which offers 7 habits you could try to adopt.

mature man is working with a wooden chair in his shed with tools and natural light
Article 4 min read

How to earn money doing part-time work you enjoy

Are you thinking about taking up a part-time role in your Second 50, but worried you might not have time to do the things you enjoy? Keep reading for ideas of jobs that could align with your hobbies and interests.

Senior woman and her granddaughter hiking on mountain, walking through forest
Article 5 min read

What happens to my pension when I die?

Planning for life after death can give you and your loved ones some peace of mind. But have you considered how your pension will be impacted? In this article we explore pensions, inheritance rules and how your pension could be passed on to your beneficiaries if you choose.

Our featured read

a happy man holding an uncertain toddler while a smiling woman looks on

5 steps to help build an emergency fund

Article 6 min read

Having an emergency fund can support you in uncertain times. Here are 5 steps to help you build your emergency fund.

Portrait of a senior woman in a white jumper smiling while in a field
  • Article
  • 7 min read
Could you live to 100? What the ‘Second 50’ means for you
happy man and woman seated on a brown sofa looking at a tablet together
  • Article
  • 7 min read
How to save money – ideas and everyday tips

More latest

Article 5 min read

Key financial considerations for first time parents

From preparing for your new arrival, to saving for when your child grows up - this article looks at financial considerations for new parents.

Article 4 min read

What it means to be financially thriving

Achieving financial wellbeing goes beyond just having money in the bank. Our guide offers valuable insights into becoming financially thriving.

Article 5 min read

How you can make your Second 50 career work for you

As we all live a little longer, the way we work is changing. This article, the first in a new series on the Five Fundamentals of your Second 50, looks at the Fundamental of Work and how you can make the most of your career in later life.

Article 5 min read

How to budget and care for ageing parents

Caring for an elderly parent is no small task and can be financially challenging. Here are some ways to help you budget for and support them.

Article 3 min read

How you could reduce your utility bills with small lifestyle changes

Are high energy prices impacting you? Read our article for some small and inexpensive changes you could make to help reduce your utility bills.

Article 4 min read

Cost of living – how and where to get help if you need it

We're living in uncertain times. We outline some useful resources designed to help you as you face the cost of living crisis.

Latest

senior woman in stylish sunglasses and a trench coat over a blue suit
Article 5 min read

Pension planning for expats – what you need to know

If you’re already living abroad or are looking to do so soon, this article aims to tell you what you need to consider about your pension.

Contemplative mid adult woman in the street with blurred builidng in the background
Article 5 min read

What’s next for the State Pension? 4 things to know

Our Head of Pensions, Kate Smith, shares an update on the State Pension with key points to take note of.

Senior woman and her granddaughter hiking on mountain, walking through forest
Article 5 min read

What happens to my pension when I die?

Planning for life after death can give you and your loved ones some peace of mind. But have you considered how your pension will be impacted? In this article we explore pensions, inheritance rules and how your pension could be passed on to your beneficiaries if you choose.

Featured

family laughing together

How to plan for retirement – a step by step guide

Article 7 min read

Everyone wants to have a happy and fulfilling retirement lifestyle, but how do you achieve it? Here are 6 steps to help you plan for retirement.

More latest

Article 5 min read

Are you eligible for Pension Credit? A step-by-step guide to finding out

Pension Credit, is a government benefit which can unlock other financial support, but many are missing out. This article offers support to help determine if you qualify.

Article 5 min read

How to plan your retirement transition

With more of us starting to live longer multi-stage lives, we need to make sure we have enough money to cover those later years. This article shares considerations to make your transition from work to retirement easier.

Article 4 min read

In your 40s or 50s? Time to revisit your retirement plan

If you're in your 40s and 50s, it's a good idea to revisit your retirement plan to help keep you on track. Here are some tips to get you started.

Article 5 min read

How to create a retirement plan

Setting aside time to prepare a plan is one of the most valuable steps you can take towards getting ready for retirement.

Article 5 min read

5 reasons to pay attention to your pension

Pensions play a key role at retirement. Here are 5 reasons why being proactive with your pension could benefit you now and in the future.

Article 7 min read

5 ways to boost your pension contributions

We discuss the considerations for increasing pension contributions, how to do so, and 5 ways that might help to give your pension savings a boost.

Latest

young woman wearing a green dress with the blue sky behind
Article 4 min read

What it means to be financially thriving

Achieving financial wellbeing goes beyond just having money in the bank. Our guide offers valuable insights into becoming financially thriving.

man and woman looking at computer in their office near a window
Article 5 min read

How to budget and care for ageing parents

Caring for an elderly parent is no small task and can be financially challenging. Here are some ways to help you budget for and support them.

two men and their pug dog sitting on a sofa and looking at a laptop together
Article 3 min read

How you could reduce your utility bills with small lifestyle changes

Are high energy prices impacting you? Read our article for some small and inexpensive changes you could make to help reduce your utility bills.

Featured

happy man and woman seated on a brown sofa looking at a tablet together

How to save money – ideas and everyday tips

Article 7 min read

Whether you want to start saving, or to discover new ways to add a little more to your savings pot, we've shared some tips to help you take control of your finances.

More latest

Article 5 min read

How to do what you love on a budget

From travelling to hobbies and eating out – doing what we love doesn't need to be expensive. Read our top tips for doing what you love, on a budget.

Article 3 min read

The benefits of saving £50 a month

Saving £50 a month, or as much as you can afford to, could help to improve your financial wellbeing in the long run. Read how it could benefit you.

Article 3 min read

Holiday gifting on a budget: 10 low-cost and impactful presents

The holidays is a time for giving, but it doesn’t have to break the bank. This article provides creative and thoughtful gift ideas that are both meaningful and budget-friendly.

Article 5 min read

6 ways to manage your childcare costs

The cost of childcare can be a major monthly expense, and cause of stress. This article shares helpful tips to help you manage these costs, and what resources are out there to support you.

Article 5 min read

University finances: budgeting tips for students and parents

We’ve put together a guide you can share with your children, or loved ones, that covers the basics of budgeting at University.

Article 4 min read

Which budgeting method is best for you?

Knowing how to budget effectively has never been more important. Here are 5 common methods of budgeting and how they work.

Latest

two women smiling on a windy beach
Article 3 min read

How to overcome money worries

It can feel overwhelming when you have money worries, but it's important to know you're not alone. Here are our tips to help you overcome them.

Focused cute stylish African American female student, studying remotely from home, digital tablet, taking notes on notepad during online lesson, e-learning concept. She has a beautiful pet dog by her side
Article 3 min read

7 financial habits you could adopt

It's never too late to start improving your financial wellbeing. But if you're struggling to know where to start, read our article which offers 7 habits you could try to adopt.

father is reading an exciting book to his daughte ras they lie on a bed
Article 5 min read

Key financial considerations for first time parents

From preparing for your new arrival, to saving for when your child grows up - this article looks at financial considerations for new parents.

Featured

Portrait of a senior woman in a white jumper smiling while in a field

Could you live to 100? What the ‘Second 50’ means for you

Article 7 min read

Sharing research from our new 'Second 50' report, we explain what living a longer, multi-stage life could mean for you.

More latest

Article 3 min read

Long-term investor? Here's how to beat investment panic

Investments can rise and fall over time, which can be an unsettling experience. Here are some tips to keep calm in the midst of market volatility.

Article 3 min read

6 simple steps to protect yourself from pension scams

It can be easy to fall for a pension scam. Check out our article which outlines 6 simple steps to help you spot a scam and keep your pension safe.

Article 5 min read

How to stop comparing your finances with others

In today’s hyper-connected world of technology and social media, it can be easy to fall into a trap of comparing our financial situations with those around us. Here we share 6 practical tips to help you break free from this habit.

Article 7 min read

What could it cost to move out for the first time?

Whether you’re ready to move into your own space, or you’re a parent wanting to support your children into the next phase of their lives, this guide is for you.

Article 7 min read

How to stay financially resilient when you’re part of the 'sandwich generation'

If you're taking care of younger and older dependants, you might be part of the sandwich generation. Here's what it means and how to improve your financial resilience.

Article 5 min read

How a long term mindset can unlock positive thinking and financial control

Being in control of your finances can be empowering – and the way you think about your future could help you get there. Here are some benefits that a long-term mindset can bring you.

Latest

a ssenior manager with glasses is sitting at her desk near a window and reading a financial report while using her laptop
Article 4 min read

Cost of living – how and where to get help if you need it

We're living in uncertain times. We outline some useful resources designed to help you as you face the cost of living crisis.

From above male businessman in stylish clothes with briefcase walking on zebra crossing
Article 8 min read

Understanding the 2024 Autumn Budget – what it means for you

Learn more about some of the biggest announcements from the 2024 Autumn Budget, including how they could affect you and your finances.

woman in a cream jumper relaxing in a comfortable chair at home while reading her tablet
Article 5 min read

What a Labour government could mean for your pension

With a new government in power, our Pensions Director, Steven Cameron, looks at the Labour Party's confirmed and potential plans for UK pensions, while exploring what this could mean for you.

Featured

a happy man holding an uncertain toddler while a smiling woman looks on

5 steps to help build an emergency fund

Article 6 min read

Having an emergency fund can support you in uncertain times. Here are 5 steps to help you build your emergency fund.

More latest

Article 5 min read

What do high interest rates mean for you

What do high interest rates mean for you? We break down what higher rates mean for savers, borrowers and home-owners/renters.

Article 10 min read

8 changes to know for the new tax year

Get up-to-date with the many changes to pensions, investments and tax that could affect you in the new 2024/25 tax year.

Article 3 min read

Ideas to help you manage financial uncertainty

Have you been impacted by the cost of living crisis? We've shared a few tips designed to help you manage during uncertain times.

Latest

mature man is working with a wooden chair in his shed with tools and natural light
Article 4 min read

How to earn money doing part-time work you enjoy

Are you thinking about taking up a part-time role in your Second 50, but worried you might not have time to do the things you enjoy? Keep reading for ideas of jobs that could align with your hobbies and interests.

active elderly business woman
Article 5 min read

How you can make your Second 50 career work for you

As we all live a little longer, the way we work is changing. This article, the first in a new series on the Five Fundamentals of your Second 50, looks at the Fundamental of Work and how you can make the most of your career in later life.

happy couple wearing beanies and carrying water bottles on a nature walk together
Article 4 min read

What does a multi-stage life mean for you?

We’re starting to move away from the three life stages of education, work, and retirement. For whatever opportunities you'd like to explore, here’s some ideas on how you could prepare, so you can embrace all that a multi-stage life offers.

Featured

man in a work shirt is carefully picking apples in an orchard

17 wallet friendly ideas to rent, repair and recycle your things

Article 5 min read

Looking for ways to be more environmentally conscious and possibly even make you some money at the same time? Check out these ideas.

More latest

Article 5 min read

11 free (or cheap) ways to create Christmas memories on a budget

From festive forts to making new traditions, here are some ideas of festive fun for every budget this winter.

Article 5 min read

Finding joy in living well within your means

It's possible to find greater happiness in life's simple pleasures, from finding contentment in what you already have to nurturing your wellbeing on a budget. Explore the different ways you can make the most out of what you have.

Article 5 min read

How you could be more financially independent

Being financially resilient could help to alleviate some stress with managing your finances at an emotional time – read on for our tips and hints.

Article 5 min read

Smart travel hacks for a budget-friendly holiday

As the warmer months approach, you might be looking forward to a well-deserved summer holiday. Here are some practical tips to help you holiday on a budget.

Article 5 min read

5 tips for starting a business in your 'Second 50'

Have you ever considered starting your own business? Check out our 5 tips for becoming an entrepreneur during life after 50.

Article 4 min read

How to make upskilling and re-training affordable

The world of work is changing. Here are some tips and ideas to help you stay confident and adaptable in the workplace.