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Guide Our financial wellbeing tool

Our financial wellbeing tool asks you ten questions to give you an in-depth look at the ten building blocks of financial wellbeing.

Our financial wellbeing tool

Our financial wellbeing tool asks you ten questions to give you an in-depth look at the ten building blocks of financial wellbeing.

Based on your answers, we suggest areas you might want to work on, and present a package of resources including articles, videos, podcasts including next steps you can take - all tailored to you.

Try our new financial wellbeing tool.

By answering ten questions, you'll get an in depth look at the ten elements of financial wellbeing identified in our wellbeing index research. From financial literacy to rainy-day saving, we'll provide a comprehensive package of articles, resources, videos, and podcasts that are tailored to you.

You can read our Financial Wellbeing index to find out more about our research and how you can take steps that could help you improve your financial wellbeing.

Progress

Step 1 of 10

Would you say you earn an income that is 'good enough', allowing you to balance work, health, family and other things that are important to you? You have not entered a valid answer. Please do so now.
Are (or were) your retirement savings on track to replace at least 70% of your final working income (state pension + workplace savings)? (For example, if your final income before retirement was £27,000, 70% would be £18,900.) You have not entered a valid answer. Please do so now.

How many months could you maintain your current lifestyle if you lost your main source of income?

Are you / were you on track to have paid off a mortgage by the time you retire / you retired? You have not entered a valid answer. Please do so now.
Which of the following statements best applies to you? You have not entered a valid answer. Please do so now.

How much thought have you given to what gives you joy and purpose in life?

How much have you thought about your future self?

How many years does your written financial plan cover? You have not entered a valid answer. Please do so now.
How often do you feel bad as a result of comparing your financial situation to that of others? You have not entered a valid answer. Please do so now.

How well would others grade your financial literacy?

Let's take a look at your results

Your Score

You should focus on these three areas:

Resources

Resources

Resources

The money and mindset balance

By breaking down financial wellbeing into bite-size building blocks, you can set yourself manageable goals and take small steps.

Our research found that improving financial wellbeing requires a balance of money and mindset.

Having control of your finances is important, including managing debt, assets or savings, but it’s not the only thing that matters. Your mindset towards money is also crucial for financial wellbeing. This includes how you compare yourself financially to others, whether money brings you joy and purpose, and how clear your vision of the future is.

Use our ten money and mindset building blocks as your action plan towards better financial wellness. Discover more about these building blocks in the next section.