The Aegon Master Trust (AMT) fund range has been carefully selected by the trustees in conjunction with independent advisers, Isio, with the aim of helping your clients make decisions about where to invest their retirement savings. The range is closely governed by the trustees, with support from Aegon, and seeks to integrate environmental, social and governance (ESG) considerations as far as possible in line with the trustees’ beliefs.
Making investments manageable
This focused range keeps things simple for your clients and aims to make their choices more manageable. It includes single asset funds that invest in one investment type, for example UK equities, as well as multi-asset funds. Multi-asset funds invest in a ready-made portfolio of investments, investing in companies in the UK and overseas. This can make it easier for members to hold a diversified portfolio.
Governance built-in
The range is closely governed by the trustees, with support from Aegon. The trustees regularly review the choice available and performance of the funds – checking they’re in line with our Funds Promise.
Focus on sustainability
The Aegon Master Trust fund range recognises the increasing desire of our customers to invest in line with their beliefs and offers a range of funds that have various levels of environmental, social and governance (ESG) considerations included in their design. For example, funds using exclusions to screen out investments that are particularly harmful to the environment and/or society. The range also includes several specialised funds that focus more directly on sustainable investing and addressing climate issues.
The Aegon Master Trust range applies ESG criteria for all asset classes across the risk spectrum except gilts, with both screened passive funds and more actively managed funds available.
The funds offered within the range use various methods to achieve their ESG goals, which you can find out more about below.
Explore the full AMT fund range
You can explore the AMT fund range below. To help you narrow down your choice, we’ve shown where funds take an ESG approach to achieve their goals. Select the fund names to find out more about each fund, including where it invests and fund-specific risks.
Correct as at December 2023
Explore the full AMT fund range
You can explore the AMT fund range below. To help you narrow down your choice, we’ve shown where funds take an ESG approach to achieve their goals. Select the fund names to find out more about each fund, including where it invests and fund-specific risks.
| Sustainable focus1 | Exclusions2 | ESG considerations3 | Traditional4 |
|---|---|---|---|
Aegon Global Climate Focus Equity (AMT) Aegon Global Short Term Sustainable Bond (AMT) Aegon Global Sustainable Government Bond (AMT) Aegon Global Sustainable Equity (AMT) Aegon Global Sustainable Multi-Asset Growth (AMT) Aegon Global Sustainable Multi-Asset Balanced (AMT) |
Aegon Global Small Cap Equity Tracker (AMT) Aegon Emerging Markets Equity Tracker (AMT) Aegon Europe ex-UK Equity Tracker (AMT) Aegon Japan Equity Tracker (AMT) Aegon Pacific ex-Japan Equity Tracker (AMT) Aegon US Equity Tracker (AMT) Aegon UK Corporate Bond Tracker (AMT) Aegon Retirement Income Multi-Asset (AMT) Aegon Global Listed Infrastructure (AMT) Aegon Cash (AMT) Aegon Global Islamic Equity Tracker (AMT) Aegon Developed Markets ex-UK Equity Tracker (AMT) Aegon Developed Markets Equity Tracker (AMT) Aegon UK Equity Tracker (AMT) LifePath Flexi LifePath Retirement LifePath Capital |
Aegon Global Absolute Return Bond (AMT) Aegon Global Strategic Bond (AMT) Aegon UK Property (AMT) |
Aegon UK Government Bond Tracker (AMT) Aegon UK Index-Linked Government Bond Tracker (AMT) |
The groupings in this table are also aligned with the Investment Association Responsible Investment Framework. You can find out more below.
There’s no guarantee the funds will meet their objectives. The value of investments and any income taken, can fall as well as rise and isn’t guaranteed. The final value of a member’s pension pot when they come to take benefits may be less than has been paid in. It’s important that members read the fund factsheets for details of where a fund invests and its risks before investing in it.
Funds with a specific focus on sustainability built into their objective or investment process. Investment approaches that select and include investments on the basis that they meet certain sustainability criteria and/or deliver on specific and measurable sustainability outcome(s). Examples include:
- Themed – for example, focussing on climate change mitigation or clean water.
- Best in class – for example, investing in sector-leading companies in areas such as energy efficiency and low carbon.
- Positive tilt – overweight investments with more favourable sustainability criteria relative to a benchmark, for example, half the carbon intensity of the benchmark.
Aegon Global Climate Focus Equity (AMT)
Aegon Global Short Term Sustainable Bond (AMT)
Aegon Global Sustainable Government Bond (AMT)
Aegon Global Sustainable Equity (AMT)
Prohibits investment in certain pre-defined activities (tobacco production), sectors (oil and gas) or countries (UN Global Compact violators).
Funds which integrate exclusionary criteria. This means that based on certain thresholds, they will not invest in certain companies, based on Environmental, Social and Governance concerns. These funds integrate exclusions including, but not limited to, controversial weapons, nuclear weapons, civilian firearms, and UN compact violators.
Funds which integrate Environmental, Social and Governance considerations within their overall investment process.
Aegon Global Absolute Return Bond (AMT)
There are some funds that fall into asset classes in which few solutions integrate ESG considerations within their investment process.
The groupings in this table are also aligned with the Investment Association Responsible Investment Framework.
There’s no guarantee the funds will meet their objectives. The value of investments and any income taken, can fall as well as rise and isn’t guaranteed. Capital at risk.