Flexible investment solutions, comprehensive member support
Offering your employees investment choice and diversification is a key principle of our TargetPlan proposition. At the core of our offering is a robust default fund designed for members who prefer a ready-made, long-term investment solution. The TargetPlan default strategy, Aegon LifePath, supports members throughout their savings journey, focusing on growth in the early years and gradually shifting to investments considered lower-risk investments as retirement approaches.
For members who prefer to build their own portfolios, you can offer a focused selection of self-select funds or members can access the full TargetPlan fund range. This diverse range includes funds across all major asset classes, regions and investment styles as well as ethical and Shariah-compliant choices. We also accommodate scheme-specific investment solutions for even greater flexibility and control.
From the very beginning, we help your workforce understand their investment options through ongoing engagement and support. We provide educational resources, thought leadership content, and information on financial wellbeing, guiding them up to and through retirement.
The value of investments can fall as well as rise and isn’t guaranteed. The final value of a member’s pension pot when they come to take benefits may be less than has been paid in.
Find out more about the three ways your employees can invest through TargetPlan:
Responsible investing
Scheme members are increasingly aware of what a sustainable future means. Many worry about climate change, environmental destruction and social inequality, and understand that their pensions can be used to drive positive change.
As the regulatory landscape evolves, there's growing pressure to integrate and report on ESG factors, especially climate-related risks. Future-proofing a pension scheme means being mindful of sustainability and responsible investments, and we're here to support you and your members.
