Flexible workplace savings for every business

We believe it’s vital that workplace savings create value for you and your business, as well as supporting the needs of your employees. By offering a full range of flexible workplace pensions and savings options, we can deliver what’s right for your workplace.  

We can provide more ways to save alongside pensions, including stocks and shares ISAs, and in some cases general investment accounts (GIAs). This allows you to help your employees with their financial wellness in a flexible way and at every stage of their working lives.

We also run a customer panel – drawn from employers, employees, and advisers – to continually test our communications, online usability, and product development. This means our workplace savings are designed to meet your needs.

Service excellence  

We make sure the set up and ongoing management of your workplace retirement savings scheme is as smooth as possible. You’ll be allocated a dedicated implementation manager and our clear set-up process aims to avoid any disruption to your day-to-day business.

Choose the service level you want

We tailor our service level for your specific requirements. This gives you a solid foundation for your workplace scheme, no matter how your business changes over time.

Whether we’re the full provider, provide administrative services for trust-based schemes, or a defined contribution investment-only workplace savings scheme – it’s entirely up to you and what works best for your business.

Robust governance

We’re here to help you fulfil your regulatory duty to provide a fully compliant, fair, and well-governed pension scheme to your employees. That’s why robust governance is built into all our pension and workplace savings plans.

Our Independent Governance Committee (IGC) looks out for our defined-contribution contract pension schemes, while our master trust has its own dedicated board of trustees. Both make sure our workplace pensions deliver value for money and hold us to account to prioritise member interests.

Giving you time back for engagement

We offer tools and services to support you with governance and save you valuable time – freeing you up to focus on value-add activities like member engagement. Our governance and reporting tool, Member Insights, simplifies complex information and provides an easy-to-understand governance report.

Member engagement

We care about your employees’ futures and pension engagement is at the heart of our business.

We’re here to make sure any communications with your employees are clear and easy to understand. We also have templates and guidance on how to deliver a pension engagement strategy – to help you provide engaging communications for your employees. Together, we’ll help your employees feel in control of their pension.

UK-based pensions support

Your members can easily check on their pension performance online at any time and our UK-based pension guidance team, Aegon Assist, are just a phone call away. Members also have access to tools and resources to support their financial wellbeing – a contributing factor in workforce performance.

Workplace investments

Working with you, we offer a number of default strategies to suit a wide variety of schemes, alongside a range of self-select options, all backed by robust fund governance, allowing your employees to create their own bespoke investment strategies. We'll also help you with communications designed to engage your employees with their investment choices. 

young boy and his father planting new tree in spring outdoors in forest

Supporting a sustainable future

We know sustainability is important for many of your employees in their life choices and that climate change is a key concern. 

That’s why, in 2019, we committed to achieving net-zero greenhouse gas emissions for our pension default funds by 2050, and to a 50% reduction in emissions by 2030*.

With over 30 years' experience managing responsible investments, we have over £23 billion invested in funds that consider environmental, social and governance (ESG) factors (as at 31 December 2023). 

* 2030 emissions target applies to scope 1 and 2 emissions from listed equities and corporate fixed income only.